Phone companies have enhanced communication during difficult times. The figures quoted are millions to billions times lower than real prices charged by phone companies. No phone company gets forex at the bank rate. In real times phone companies are earning at most 0.0001 cents per minutes but still struggling to offer such a subsidised service, in the hope hey will recover when the economy turns around. Would the writer instead be thankful rather than accuse them of impeding freedom of expression. Government itself stopped offering bonds decades ago. When did you last hear of mortgage finance? WHat is the bank overnight interest rate (Central bank?) What is the inflation rate -- well over 231million percent and you still expect credit? Which other store offers credit? Quite important to be truthful and fair in our writings.