The Insurance Regulatory Authority has issued draft insurance policies aiming at uniformity in the basic insurance covers.

This is geared at improving consumers' attitude towards insurance products and enhance uptake of policies by removing ambiguous terms and policy wordings.

The standardisation process has taken up to three years with up to seven policy covers finalised while four more are now under review.IRA yesterday issued the draft policies for fidelity guarantee, all risks, products liability and goods in transit insurance for public reviews.

It has already made private motor, commercial vehicle, commercial public service vehicle, domestic package, burglary, public liability and money insurance policies uniform. The policies have already been released for implementation in the industry.

"The standardisation exercise aims at bringing a better understanding of insurance policies by removing any terms that are unfair r ambiguous to the policy holder," said Sammy Makove, the Commissioner of insurance and IRA CEO in a press statement.This is provided for under section 5 if the Insurance Act.

The standardisation has been involving players in the insurance sector drawn from the Association of Kenya Insurers, re-insurers, brokers, loss adjusters and risk surveyors.

The public has up to the end of this month to submit their comments on the draft policies.