PLANNING for the future is still something we need to work on, especially in developing countries. Whereas education insurance is considered a need in the western life, down here, we have a different view largely due to the lack of awareness and benefits of insurance.
We tend to be so much concerned about the now and pay little attention to the future. To some considerable degree, I agree with Dr Chika Onyeani, the author of 'Capitalist Nigger' Book who criticizes particularly the black race of being too much on the consumption end rather than the production side with little or no though about the future.
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