One of the world's most powerful or rather influential men, former United States President, Bill Clinton scrolled along Mtambani street of Vingunguti suburb catching many barefoot, rag tag children playing paper wrapped football unaware and into her modest hair dressing salon.
In this part of Dar es Salaam, levels of poverty are glaringly high no wonder the Clinton Global Initiative and its collaborators, Barclays Bank Plc, Plan International UK and Care International UK, chose to introduce the Banking on Change programme there.
"I am so excited," said the 22 year old woman who was overwhelmed by the visit which has not only put her modest salon on the national map but also global recognition as former President Clinton's entourage included a rich team of global media power.
Ms Rashid is one of the 30 members of a Village Savings and Loans Association called Upendo Hisa Group which with Clinton Global Initiative is weaning thousands of lives in Tanzania from abject poverty.
"I used to earn not more than 5,000/- (about US$ 3) a day when I started but now I earn about 20,000/- (US$ 12)," she said as Mr Clinton and his strong delegation listened attentively.
Hatched in 2009 dubbed Banking on Change is a CGI funded programme which seeks to improve lives of ordinary people by availing them with banking services.
While Rashid is by far living above the poverty line, many members of her group are also kissing farewell to abject poverty.
Established in May 2011 under the supervision of Uhamasishaji Hifadhi Kisarawe (UHIKI), the group has seen members' savings soar and its loan portfolio appreciate.
"By July 26, 2013, the Group has succeeded in buying 1,171 shares whose value is 2,342,000/- and current loans are value 2,492,000/-," said Ashura Pazi in a speech read before Clinton and his delegation of over 50 people which was in the country to inspect some of the CGI funded projects.
Ms Rashid who used to hire hair doing equipment for her salon, borrowed 200,000/- from the group and bought her own last year after making savings through share buying at 2,000/- each.
Ms Pazi said Upendo group members also get dividend accrued from disbursed loans to other members. "Also the group has managed to buy a motorbike at a price of 1,800,000/- which generates an income of 60,000/- a week.
The person riding it is among the group's members and besides other benefits, he also has this job," Pazi said. According to Plan International's Microfinance Advisor, Stella Tungaraza, so far the programme has recruited over 2,400 groups of mostly women numbering over 60,000 in the country.
"These groups also known as VSLAs are self sustaining groups that provide savings and credit services to members after an initial investment in training.
A VSLA cycle lasts 6 to 12 months after which groups have the option of dividing the savings which also include accumulated interest income and starting the cycle over again," Ms Tungaraza noted.
Plan which works in partnership with UHIKI provides coordinators and trainers of the VSLAs members and gives them technical support.
Introduced in Tanzania in 2009, Banking on Change has 80 per cent of its members women who have never accessed a bank loan although very few have accounts.
Clustered in groups of between 20 and 30 people, the programme has been backed by 800,000 pounds (over 1.9bn/-) funding in the past three years. "Banking on Change is not only about statistics but changing people's lives," said Catherine French who is Chief of Staff to Group Chief Executive at Barclays Bank.
Ms French said for the past four years, the project has transformed many poor women's lives in Tanzania and six other African countries where it is being implemented.
"Our targets for phase two include linking 30 per cent of all groups to Barclays or other formal financial institutions," she noted, saying over 1.05 million pounds (over 2.5bn/-) will be invested during the next three years.
After starting with 11 countries, the Banking on Change programme will only include seven countries in phase two which runs between 2013/15 with a 10 million sterling pounds (over 24bn/-) funding.
The seven countries are Egypt, Ghana, India, Kenya, Tanzania, Uganda and Zambia. "This is what responsible banking should be doing, helping real people do real things," Clinton said.
The 42nd President of the US between 1993/2001 whose administration was credited with improving the country's economy which the Congressional Budget Office reported a surplus during his last three years in office between 1998 and 2000, said he has been advocating financial inclusion for the poor communities in the past three decades.
"I started this work over 30 years ago, long before I became president," Clinton told a sizeable crowd of beneficiaries of the initiative and residents of the high density suburb.
Welcomed by a modest team of low profile officials including Vingunguti Ward counsellor, Asaa Simba, Ward Executive Officer, Protus Tarimo, Mtambani area chairman Abdallah Michochelo and Kombo area Chairman, Justine Chiganga, Clinton indicated that his post active political life has been advocated to taming poverty among the world's poorest.
Amani Hisa Group's member, Mohamed Msafiri, 47, was full of praises but wants the second phase to allow groups and individuals become bank account holders at commercial banks including Barclays Bank.
"I have an account with CRDB bank, my next ambition is to open one at Barclays Bank," said the father of two who owns and operates a mobile money transfer shack. Mr Msafiri who joined Amani group in August 2012 with five shares of 2,000/- each has now 520 shares worth over 1.04m/-.
Amani Hisa Group Chairman, Fred Kabisama said they have so far over 6,400 paid up shares worth over 12.9m/-. "Currently, we have disbursed loans to 28 people valued at 9,558,150/-," Mr Kabisama noted.
Msafiri is among a few who have received the largest loan at 800,000/- which he took last year to increase his business capital for mobile money transfer and bought a Chinese made motor cycle which is supervised by her wife, Halima with a weekly earning of 60,000/-.
A family which had struggled to afford three modest meals a day, is now ready to own a plot and build a house, an important investment among local families in congested cities like Dar es Salaam where landlords wield excessive powers charging astronomical prices often paid for up to a year upfront for a room.