18 January 2014

Zimbabwe: Four Steps to Financial Independence


Many say the love of money is the route of all evil. Yes that is very true. Yet in reality money is the ultimate answer to all problems. Are you tired of asking your parents for pocket money or some few dollars to buy a new pair of sneakers, a new pair of heels, latest games and other small items? At a time when all people are complaining about money, it is not easy to get these things.

Today teens I have the best solution to your "little problem". There are many ways for teenagers to make their own money. All that is needed is a good idea, some free time and a maybe little bit of capital. Let us take our four easy steps to teen financial independence.

First step

Try not to think outside the box, but as if there is no box. Think of what is needed in your society. It may be at a school, a neighbourhood or at church. Do you know that a lot of American kids make money from doing chores like babysitting, yard maintenance and car washing for neighbours?

A lot of people need trusted people over the weekend and after hours when their domestic helpers are off duty. At this stage you also need to figure out the disadvantages and problems that might come up. Like will you still have enough time to study?

Second Step

Once you have a great idea the next thing is to make a list of everything you need to set up. For the idea above you would need a mobile phone and a number where people can get hold of you. You might need transport fare if the job is not within walking distance.

Keep everything simple and grow with your business. You might need to borrow money to set up if say you want to go into retail where you buy and sell items.

Third Step

Once you have everything worked out, you need to let people know about your products or services. Businesses get big by advertising. Use your mouth, tell people. Use technology like WhatsApp and Facebook. Ask people to pass on the word. The bottom line is that the more people who know about it, the more business you get. You may even consider printing flyers and posters, but make sure that you can afford this.

Fourth stage

Treat all your clients well so they can also recommend you to others who will recommend you to others and so on. And as you make you your money, plan how you spend it. You must never use the money that is needed for the business. This is your capital and once you lose it, your business goes bust.

I believe nothing is impossible as long as you believe in yourself. If you fail in your first attempt, get up and turn that failure upside down into a lesson and try again. Do not quit, because winners do not quit and quitters do not win. So teens, good luck on your small business, I know you can do it. Be cool, stay cool and forever cool.

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