ExpressPay, a leading Fintech in Ghana has certified on both ISO 27001:2013 and PCI-DSS Level 1 after a rigorous audit process.
ISO 27001 is a global information security framework from the International Standards Organisation that validates a company's processes and controls as world class.
PCI-DSS is a payment systems security standard that validates the systems of a payment service provider (PSP) as being highly secure. expressPay has achieved the highest level of PCI-DSS compliance - Level 1, which is reserved for top PSPs and merchants processing over 6 million card transactions.
"At expressPay we continue to provide the highest level of security to enable our customers effect their transactions safely and securely" Nii Tetteh, Chief Technology Officer of expressPay said in a statement issued in Accra yesterday.
"We follow world class best practices in the 2 standards and ensure the standards are adhered to by our staff at all times," he said.
expressPay is the leading Visa e-Commerce processor in Ghana and is the platform of choice of thousands of people across the country. expressPay also supports other major card networks - Mastercard, American Express as well as all mobile money schemes - MTN Mobile Money, Vodafone Cash and AirtelTigo Money.
The platform serves as a one stop shop for the payment needs of both eCommerce and brick and mortar retailers who use its Point of Sale terminals. expressPay epitomises real-time payments and currently leads all banks and Fintechs in facilitating real-time bank account transfers in Ghana.
"It is our commitment to security and best practices that has brought us this far. The technology that we develop is always user-friendly and secure," he said.
He said "expressPay has come a long way very quickly in providing cutting edge solutions right from the start in 2012.expressPaywas one of the first payment apps in the country and continues to evolve by expanding its services to meet customer needs. There are a lot of new features currently in development, including foreign remittances, event ticketing and QR payments".
CK Bruce, CEO of Innovare said "We are very proud to be associated with a successful FINTECH like expressPay. It was comfortable working with a company exhibiting such high level of professionalism. It was a breeze consulting for them. expressPaytook the opportunity of a regulatory requirement to embark on a complete IT improvement project to instill best practice all round."
Innovare was the Information Security Management consulting firm that led expressPay through the implementation and audit process. Innovare is a leading Information security services provider delivering solutions and training on the Ghanaian market for the last 10 plus years.
"We are not resting on our laurels after achieving these key global standards. We will be looking to implement other standards that will ensure we remain a leader in the Fintech space," Curtis Vanderpuije, CEO of expressPay said.