Kenya: Why Kenya Needs Bottom-Up Economic Model

M-Pesa, a mobile phone-based money transfer service, payments and micro-financing service, launched in 2007 by Vodafone Group plc and Safaricom, has since expanded to many parts of the world.

A major innovation from Kenyan, M-Pesa has created employment to millions of people, a source of livelihood to many households, revenue to many organisations and taxes to governments.

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