South Africa: For SA Investors - Earn an 11 Percent USD Return With Private Credit

Everyday South African investors have long faced the same frustrating challenge -- how do you earn a solid return in hard currency without taking on outsized risk or tying up your capital for long periods?

Traditional bank savings accounts barely outpace inflation. Offshore bond ETFs don't offer much more. Stocks and crypto can be too volatile for many. But now, thanks to tokenisation, there's a new opportunity for people to invest like the top 1% do.

The investment opportunity is called ALFI, and it gives you exposure to a tokenised Real-World Asset (RWA) in the form of a diversified portfolio of senior loans made to UK law firms.

What is ALFI?

ALFI stands for Altify Legal Finance Investment. It's South Africa's first legal finance token -- a way for everyday investors to access a reliable 11% fixed annual return in a US dollar-denominated investment, with interest paid quarterly.

Each ALFI token is backed 1:1 by fixed-rate loan notes issued by Fenchurch Legal, a UK-based leading legal finance firm.

Investors can get started from the equivalent of around R1,900 (or 100 USDC or 100 USDT) on the Altify investment platform.

In short, Altify leverages technology to make investing in lucrative alternative investments, once reserved for the ultra-wealthy and big institutions, as easy as buying stocks.

ALFI Token Investment Highlights

So what are you actually investing in?

A Simple Introduction to Private Credit

Private...

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