Kenya: Scam Alert! These Quick Loan Offers Are Not From Kenyan Asset Finance Company M-Kopa

8 January 2026
Africa Check (Johannesburg)
By Dancan Bwire

Scam alert! These quick loan offers are not from Kenyan asset finance company M-Kopa

IN SHORT: This Facebook page offers users thousands of Kenyan shillings in the name of M-Kopa, an asset finance company. The page, however, is an impostor attempting to defraud unsuspecting members of the public.

The Facebook page M kopa loans promises Kenyans loans of up to KSh200,000 (about US$1,540).

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The page claims that loans for business, school fees, rent, bills and agriculture are available and will be processed "within 5 minutes".

It also posts photos of Mike Sonko, a prominent Kenyan politician who served as Nairobi county governor from 2017 to 2020, asking users to identify him to win instant money.

The page uses the name and logo of M-Kopa, an asset finance company operating in Kenya and four other African countries, to promote the loan offers, creating the impression that it is affiliated with the company.

Its ads have been widely reposted across Facebook groups with thousands of members.

But can the page and the offers be trusted? We checked.

Signs of a scam

Legitimate businesses usually include a brief description of their operations in the introduction section of their Facebook pages, along with a link to their website and contact information. This page omits that information and inaccurately describes itself as a "health and beauty" page - a clear red flag.

The page's adverts are poorly written, repeated on different dates and use unbranded, blurred photos to promote the offers. This suggests that it is not managed by a professional business that values its public image.

Africa Check searched online and found the company's official website, m-kopa.com. It provides links to its social media accounts, including Facebook. The company's official Facebook page, M-KOPA Kenya, has over 306,000 followers.

The company has listed its official phone numbers for Kenya on its platforms, but the number used by the suspicious page is not among them. M-Kopa has also warned the public about such impostors.

All signs point to a fake Facebook page offering fraudulent loans.

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Africa Check is a non-partisan organisation which promotes accuracy in public debate and in the media. Twitter @AfricaCheck and www.africacheck.org

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