Kenya: Doshi Joins Tabb Trade Credit Network to Expand SME Access to Stock Financing

Nairobi — Leading hardware and electrical products supplier Doshi has joined tabb's trade credit network, enabling small and medium-sized enterprises (SMEs) to purchase inventory on extended, interest-free credit terms.

Under the partnership announced on Tuesday, Doshi becomes part of tabb's growing supplier network, allowing thousands of SME customers--including hardware retailers and subcontractors--to access bank-issued revolving credit lines at the point of purchase.

The move allows SMEs to buy stock using credit repayable within 30 to 90 days, easing long-standing cash flow constraints that have limited bulk purchasing and business expansion.

"For years, trade customers across the market have been constrained by limited working capital, holding back their ability to purchase in bulk, expand and grow," said Hemal, Director at Doshi. "By joining the tabb network, we're removing that constraint and enabling faster growth right at the point of purchase."

tabb founder Mesh Alloys said the partnership demonstrates how trade credit can be scaled sustainably across supply chains.

"SMEs get purchasing power and extended payment terms, suppliers get paid instantly, and banks can profitably serve small businesses at scale," Alloys said. "This is the network effect that makes trade credit work."

Through tabb's platform, suppliers offer a "Pay with tabb" option, while partner banks provide SMEs with revolving credit facilities. Suppliers receive immediate payment, while buyers repay the amount within agreed terms without interest.

SMEs account for about 90 percent of businesses and 60 percent of jobs across Africa but face an estimated $350 billion financing gap. tabb says its platform helps bridge this gap by enabling banks to extend credit that is instantly usable across a growing supplier network.

The partnership also marks tabb's strategic expansion into Kenya's construction and hardware sector, where working capital shortages have long constrained growth. By improving access to inventory financing, tabb and Doshi aim to support faster project execution, stronger supply chains and broader economic growth.

Read the original article on Capital FM.