Nairobi — Standard Chartered Kenya posted a 38 percent decline to Sh12.4 billion in profit after tax for the full year ending December 31, 2025, weighed down by declining net interest and non-interest incomes.

During a similar period last year, the lender announced a Sh20.1 billion.

While net interest income fell 13 percent to Sh28.9 billion, non funded income decreased by 23 percent to Sh13.4 billion.

Similarly, customer deposits reduced by 4 percent to close at Sh283 billion largely local currency deposits.

However, net loans and advances to customers increased 2 percent to close at Sh154.3 billion, buoyed mainly in Corporate Finance and Wealth Solutions, negated by decline in

Transaction Services, Personal Loans and Mortgages.

"We have delivered a resilient performance in 2025 with profit before tax of KShs 16.8 billion translating to a profit after tax of KShs 12.4 billion. The Board will be recommending to the

shareholders the payment of a final dividend of KShs 23.00 for every ordinary share of KShs5.00 at the forthcoming Annual General Meeting," Kariuki Ngari, Managing Director and Chief Executive Officer, said.

"An interim dividend of KShs 8.00 was declared and paid in October 2025 thus bringing the total dividend for the year to KShs 31.00 per ordinary share with a record high dividend payout ratio of 95 per cent, demonstrating our commitment to consistently deliver sustainable returns to our shareholders."