Kenya: Exposing Three Facebook Pages Offering Bogus Loans Under the Guise of an Asset Finance Company

29 April 2026
Africa Check (Johannesburg)
By Dancan Bwire

Exposing three Facebook pages offering bogus loans under the guise of an asset finance company

IN SHORT: Three Facebook pages are advertising motorbikes on credit at attractive rates. However, they are impostors and should be disregarded.

The Facebook pages Watu credit Motorbikes, Watu Credit Motorbike 0107800758 and Watu Credit 0105967853 are offering motorbikes on credit to Kenyans.

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The pages advertise various brands of motorbikes and ask interested buyers to pay a deposit to acquire one. They claim the remaining balance is then payable in flexible monthly instalments.

Each of them uses the name and logo of Watu, a legitimate asset finance company operating in eight African countries, including Kenya.

The pages also instruct potential buyers to call or send a WhatsApp message to the provided phone numbers to place orders.

They also ask interested users to provide their national identity cards, Kenya Revenue Authority PINs and a guarantor to place orders.

The pages have aggressively reposted their ads thousands of times in various public Facebook groups, each with thousands of members.

But can these pages and their offers be trusted? We found out.

Scam offers

All three pages were created in March 2026. Watu has operated in Kenya for more than 10 years, making it unlikely that such an established company would only be starting out on social media in 2026.

Africa Check also found that none of the pages is linked to any website, including Watu's legitimate website, and instead instruct users to contact the provided phone numbers. This means users do not have access to further information about the nature of the business, which is another red flag. Legitimate organisations would normally link their social media pages to active websites.

We also searched Watu's website for the cellphone numbers provided by the pages and found none of them in the company's official listings, further raising suspicion.

On 13 August 2025, the company informed its followers that its official Facebook page in the country is Watu Kenya. None of the offers advertised on the suspicious Facebook pages appears on the official page.

The Facebook pages in question are run by impostors and their offers should be ignored.

To help protect yourself against such scams, see Africa Check's guide to Facebook scams and how to spot them.

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Africa Check is a non-partisan organisation which promotes accuracy in public debate and in the media. X @AfricaCheck and www.africacheck.org

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