Kenya: No, Kenyan Governor Fatuma Achani Not Offering Inua Jamii Loans On Facebook

27 August 2026
Africa Check (Johannesburg)
By Grace Gichuhi

IN SHORT: Facebook accounts impersonating Fatuma Achani, governor of Kenya's coastal Kwale county, are advertising loans in exchange for registration fees. But Achani has previously confirmed to Africa Check that she does not offer loans to the public.

The Facebook accounts MAMA FATUMA ACHANI INUA JAMII LOANS, Fatuma achani inua jamii loans, HON FATUMA ACHANI INUA JAMII LOANS claim to offer loans to Kenyans.

The accounts use the name and photos of Fatuma Achani, governor of Kwale county in southeastern Kenya.

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One post dated, 13 August 2026, reads: "INUA JAMII SOFT LOAN now available as from: 5,000/=fees 199 10,000/=fee 399 20,000/=fee 650 50,000/=fee 1,200 100,000/=fee 3,200 250,000/=fee 4,000 500,000/=fee 6,400 950,000/=fee 8,100 PAY BACK TIME 18+6 MONTHS 24 MONTHS."

Another post, dated 5 August, reads: "Piga simu au whatsapp ... usaidiwe na mkopo sasa hivi." This translates from Kiswahili as: "Call or WhatsApp ... and get a loan right now."

Another post advertises loans of up to KSh200,000 (about US$1,530), with registration fees ranging from KSh100 to KSh1,500. The post provides a phone number and tells users to call to apply.

Similar posts have been published here, here and here. But are the accounts and their loan offers legitimate? We checked.

Fake loan offers

One account claims the loans are offered through Inua Jamii, a Kenyan government programme that provides regular cash transfers to older people, people with severe disabilities and vulnerable households with children. However, Inua Jamii has repeatedly said that it does not offer loans.

The requests for registration fees are another warning sign. The posts direct users to personal phone numbers and ask them to communicate via WhatsApp, calls or SMS. Such channels can be used by scammers to obtain personal information or demand payments.

The accounts themselves also show signs of impersonation, including inconsistent naming, poor grammar and unusual capitalisation.

Africa Check previously contacted Achani while investigating similar loan offers made in her name. She directed us to her official Facebook page and confirmed that she does not offer loans to the public.

"This is my official Facebook account. I am not offering any loans to anyone. Kindly note that those are scammers, and I have reported the accounts several times for closure," she said.

Achani's official Facebook page has more than 37,000 followers and carries updates about her work as governor. It does not advertise loans.

The Facebook accounts advertising loans in her name are impostors, and the offers are not genuine.

Scams like these can exploit trust in public officials and government programmes to persuade people to hand over money or personal information.

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Africa Check is a non-partisan organisation which promotes accuracy in public debate and in the media. X @AfricaCheck and www.africacheck.org

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