FairMoney, a leading Microfinance Bank in Nigeria, has launched FlexiCredit, a premium credit line that provides eligible users with up to N5 million in available credit whenever they need it.

FlexiCredit offers lifetime access through a single application and is built around simplicity, transparency, and complete user control.

Speaking at the launch, Head of Marketing at FairMoney, Margaret Banasko, said: "FlexiCredit was created for the modern Nigerian professional who values speed, clarity, and control. You only pay interest when you use your limit, and once you pay your minimum due, access is instantly restored. It is simple, transparent, and designed to match the fast pace of our customers' lives."

To qualify, applicants must be salaried employees earning at least ₦250,000 per month, maintain a good credit score, and complete Level Two KYC on the FairMoney app. During the application, users link their salary account for instant income verification, processed securely and in line with NDPR and CBN data protection guidelines. Once approved, customers have 14 days to activate the credit line, and the first withdrawal must occur within sixty days to keep it active in line with FairMoney's risk management standards.