Zedvance Finance Limited, a Nigerian consumer and business financing company, has disbursed over N96 billion in funding to commercial businesses across the country as it expands its footprint beyond retail lending.
The company said the lending milestone reinforces its commitment to bridging the financing gap faced by enterprises and supporting business growth through timely access to capital.
Leveraging its 11-year operational legacy, the firm noted that its Commercial Solutions business, which was launched in 2025, has rapidly evolved into a major driver of credit expansion within the organisation.
Within just one year of operations, the business has recorded one of the highest loan disbursement rates among financial institutions, supporting thousands of local enterprises and contributing to broader economic growth.
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Zedvance said its financing solutions have supported businesses across several key sectors of the Nigerian economy, including oil and gas, automotive, logistics, renewable energy, fintech, e-commerce, trade distribution value chains, and agribusiness.
Through its range of commercial lending offerings, the company provides working capital financing, invoice and purchase order financing, equipment financing, and trade finance solutions.
These financing structures are designed to help businesses improve liquidity, support asset acquisition, and access cross-border credit lines for imports and exports.
The company noted that such financial solutions are helping enterprises strengthen operational resilience while expanding their activities in Nigeria's challenging economic environment.
Speaking on the company's financing strategy, the Group Managing Director of Zedcrest Group, Adedayo Amzat, said the firm has developed financing models specifically designed to address the credit constraints faced by many businesses.
"We are proud of our accomplishments so far, especially the impact we have made in sectors that are critical to economic development," Amzat said.
He noted that the company has supported the expansion of energy access and income opportunities through asset on-lending initiatives.
"For instance, through solar and asset on-lending, we have helped to expand energy access and improve income opportunities for gig workers by financing mobility asset platforms across Nigeria," he added.
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Amzat explained that the Liquidity Solutions offering provides customised financing options designed to help companies manage cash flow and scale operations.
The product includes tailored funding structures such as inventory purchase financing, invoice financing, and import financing.
These solutions enable businesses to optimise their cash flow cycles, increase turnover, and scale their operations more confidently.
Also speaking, Acting Executive Director of Commercial Solutions at Zedvance, Ayooluwa Oladimeji, said the company deploys technology-driven lending models supported by strong sector expertise.
He explained that the firm combines digital innovation with risk-moderated lending structures to deploy a wide range of financing solutions.
According to him, these include multi-currency credit lines, buy-now-pay-later (BNPL) facilities, and equipment financing targeted at businesses operating in sectors such as automotive, renewable energy, manufacturing, fintech, and trade distribution.
